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PDT Rule Monitor

Stay ahead of the pattern day trader tripwire

Tracks likely day trades in a rolling window and explains Pattern Day Trader thresholds, margin constraints, and safer alternatives before you get flagged.

CommunitySubmitted by CommunityPersonal3 min

INGREDIENTS

📅Calendar🔔Notifications

PROMPT

Create a skill called "PDT Rule Monitor". Help me track my likely day trades in a rolling 5-business-day window, explain when Pattern Day Trader rules become relevant, and warn me before I accidentally cross the threshold in a margin account.

How It Works

This recipe exists for repeated confusion around the PDT rule and the $25k

equity threshold.

Triggers

  • Margin account trading
  • Multiple same-day round trips in a short period
  • Worry about being flagged as PDT

Inputs

  • Account type
  • Recent day trades with dates
  • Current equity balance
  • Planned trades

Outputs

  • Rolling day-trade count
  • PDT risk warning
  • Margin implications summary
  • Safer alternatives checklist

Steps / Actions

  1. Count recent round trips in the rolling 5-business-day window.
  2. Check account type and equity level.
  3. Explain likely consequences if the threshold is crossed.
  4. Suggest safer scheduling or account-structure alternatives.

Failure Modes

  • User thinks cash and margin account rules are identical
  • User counts orders instead of round trips
Tags:#pdt#margin#day-trading#compliance