Scam Shield & Identity Theft Response
A calm checklist when fraud hits
Immediate steps, reporting sequences, and long-term hardening for scams and identity theft. Organized by urgency so you know what to do first.
INGREDIENTS
PROMPT
Create a skill called "Scam Shield & Identity Theft Response". Purpose: provide a step-by-step response plan for suspected fraud, scams, or identity theft, including prevention hardening. When run: 1) Ask for [country/jurisdiction], [incident_type], what happened (timeline), which accounts are affected, and whether sensitive data was exposed. 2) Output: - First 30 minutes checklist - First 24 hours checklist - First week checklist - Documentation log template 3) Include scenario modules: - Unauthorized card transaction - Bank transfer / payment app fraud - Account takeover - Identity theft (new accounts opened) 4) End with a prevention checklist (MFA, alerts, credit freeze/monitoring where applicable). Safety: - Do not request passwords, SSNs, or OTPs. - Encourage immediate contact with the relevant financial institution and official reporting sites. - Not legal advice; procedures vary by jurisdiction.
How It Works
Financial scams and identity theft are increasingly sophisticated. When it
happens, you need a clear, calm checklist — not panic. This skill triages the
situation by urgency, walks you through securing accounts and reporting, and
sets up defenses to reduce future risk.
What You Get
- A first-30-minutes checklist (stop the bleeding)
- A first-24-hours checklist (secure and report)
- A first-week checklist (monitor and recover)
- Scenario-specific modules: unauthorized card charge, bank transfer fraud, account takeover, new-account identity theft
- A documentation log template (who/when/what/reference numbers)
- A prevention hardening checklist (MFA, alerts, credit freeze)
Setup Steps
- Identify what happened: phishing, unauthorized charge, account takeover, or identity theft
- Note which accounts are affected and whether sensitive data was exposed
- Run the skill immediately — it prioritizes by urgency
- Work through the checklists in order
- Complete the prevention checklist to reduce future risk
Tips
- Speed matters most in the first 30 minutes — focus on stopping further loss
- Document everything: dates, names, reference numbers, screenshots
- Banks and card issuers have fraud departments — call them directly, don't use links from suspicious messages
- A credit freeze is free and one of the most effective identity theft defenses