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Windsurf vs Cursor comparison

Windsurf vs Cursor vs Kilo Code

Windsurf and Cursor both sell an AI-native editor. Kilo Code is the open-source alternative for teams that want model choice, local models, and multi-surface agent workflows.

Quick verdict

Windsurf

AI editor

Developers who want a dedicated AI editor with Cascade, Supercomplete, and a credit-based plan model.

  • Cascade agent experience
  • Supercomplete autocomplete
  • Credit-based pricing model

Cursor

AI-native IDE

Developers who want a mature AI-first editor with strong Tab autocomplete, background agents, and enterprise controls.

  • Cursor Tab and next edits
  • Background agents
  • Business controls at team tier

Kilo Code

Open-source agent

Teams that prefer open-source code, transparent usage, flexible models, and agents across IDE, CLI, cloud, and Slack.

  • Open source and free for individuals
  • 500+ hosted models plus local model support
  • Team billing, analytics, SSO/SCIM, and audit logs

Feature-by-feature comparison

Windsurf and Cursor are closest when you want a replacement editor. Kilo is strongest when you want the agent to follow your workflow rather than move your workflow into one editor.

Primary interface
Windsurf
Standalone AI editor
Cursor
Standalone AI editor
Kilo Code
VS Code, JetBrains, CLI, cloud, Slack
Open source
Windsurf
Cursor
Kilo Code
Individual entry price
Windsurf
Free / Pro plan with credits
Cursor
Free / Pro $20/mo
Kilo Code
Free individual use; pay-as-you-go hosted usage
Team plan
Windsurf
Teams plan with credits
Cursor
$40/user/mo Business
Kilo Code
Team plans with centralized billing
Model access
Windsurf
Curated hosted models
Cursor
OpenAI, Anthropic, Gemini, xAI, Cursor, and more
Kilo Code
500+ hosted models, BYOK, local models
Local models
Windsurf
Not confirmed in audit corpus
Cursor
Supported through model settings
Kilo Code
Ollama and LM Studio supported
Autocomplete
Windsurf
Supercomplete
Cursor
Cursor Tab
Kilo Code
Autocomplete plus agent workflows
Agent workflow
Windsurf
Cascade
Cursor
Agent mode and background agents
Kilo Code
Agent modes, custom modes, cloud agents
Enterprise controls
Windsurf
Team and enterprise controls
Cursor
SSO, SCIM, analytics, privacy controls
Kilo Code
SSO/SCIM, audit logs, analytics, role controls

Where Kilo fits

Kilo is the better fit when your team likes parts of the AI editor experience but does not want the editor itself to become the platform boundary. You can keep familiar IDEs, use the CLI, run cloud agents, and choose the model/provider per job.

Frequently Asked Questions

Find quick answers to common questions.